| ARTICLE
ONE
To place in the hands of all Insurance Companies,
Underwriters and Governments, a Roster of selected
insurance adjusters for the adjustment of property
loss claims throughout the world.
To promote good relations and an interchange
of information and assistance between all the
Associations of property loss adjusters throughout
the world which subscribe to mutually acceptable
standards.
To develop and promote a code of ethics suitable
for adoption and enforcement in all countries,
and to assist in the administration of such
enforcement.
ARTICLE
TWO
There shall be six membership classifications:
- A FULL MEMBERSHIP
Full members must be qualified individuals
who are engaged on a full time basis in the
independent insurance loss adjustment profession.
His or her principal time in that profession
must be spent in the administration of adjustments
and/or adjustment of property insurance claims.
Full members shall have a minimum of ten (10)
years active property loss adjustment experience.
The Board of Directors is hereby empowered
to change this time requirement. The full
member's principal and/or branch office at
the discretion of the Board of Directors may
not be associated with the following if such
association is an apparent conflict with the
aims of this association or the member's property
loss adjustment business:
(a) an insurance agency;
(b) an insurance brokerage firm;
(c) a general insurance agency;
(d) an insurance company or group of companies;
(e) a manager for an insurance company or
group of companies;
(f) an attorney or firm of attorneys;
(g) a public adjuster;
(h) a salvor or
(i) a contractor or any person or firm which
provides material, labor or equipment for
the repair or replacements associated with
insurance losses.
The Board of Directors shall be authorized
to determine whether or not such association
or associations is/are in apparent conflict
with the aims of this association or the member's property loss adjustment business.
No more than seven full members employed
by any one entity shall be eligible for membership
at any one time. There shall be a limit of
300 full members at any one time.
It is the philosophical intent of this Association
to maintain an international membership. This
Association will attempt to fulfill this
goal by maintaining a full membership of not
more than seventy percent (70%) full memberships
from North American countries through the
acceptance of new full memberships.
- A HONORY MEMBERS
Honorary memberships may be conferred by the
Institute to individuals that it may deem
worthy of this recognition. Honorary members
shall not be assessed
any dues and shall not have any voting privileges.
- B LlFE MEMBERS
Any full member who retires may be granted
life membership upon his or her
request. He or she shall continue to have
all the rights and privileges of other full
members and his or her membership dues shall
be one - half (1/2) of a full member's dues.
Life members are not subject to the Full Member's
Annual Meeting requirement.
ASSOCIATE MEMBERS
- C Associate members must
be qualified individuals who have had a minimum
of ten (10) years active property loss adjustment
experience as an independent adjuster, but
being a full member, ceases to be so active
but remains associated with the property loss
adjustment profession. This association with
the property loss adjustment profession may
not violate items (1) through (9) of ARTICLE
TWO (A). Associate members will be listed
in the directory under the
Associate Membership category but will not
be eligible to vote. Dues assessment will
be the same as required of full members. Associate
membership shall be limited to ten percent
(10%) of the total full membership.
AFFILIATED MEMBERS
- D The purpose of this
membership classification is to enable independent
property adjusters who do not qualify for
full membership to participate and enjoy the
educational, professional and social benefits
of the IILA. Such members will have an opportunity
to experience a close contact with the IILA
so to better appreciate the advantages of
becoming a full member when they obtain the
complete qualifications to do so.
Qualificiations: An applicant
must
(a) be working as an independent property
adjuster as self - employed or employed by
an eligible independent adjusting firm;
(b) be of good moral and ethical standing
in the community;
(c) be sponsored by a full or life member;
and,
(d) complete the proper application form and
be accepted by the Board of
Directors.
The total number of Affiliated Members shall
not be greater than 35% of full
and life members.
Each Affiliated Member will:
(a) receive all IILA mailings sent to full
and life members;
(b) be able to attend all institute meetings
upon payment of the required fee ;
(c) not be eligible to vote or hold an office;
(d) pay dues as set by the Board of Directors;
and
(e) be eligible for full membership when they
attain the qualifications as set
out in the Rules and Regulations, Article
Two, Paragraph (A) (1) through
(9). They must then notify the Membership
Committee that they are so
eligible and the Membership Committee shall
so inform the Board of
Directors. The Affiliated Members full membership
must be accepted by
unanimous vote of the Board of Directors.
SPOUSAL MEMBERS
The spouse of a full or life member who is
deceased, upon his or her Petition to the
Board of Directors, will be a spousal member
and shall remain so until a resignation of
such membership or until the spouse remarries.
A spousal member shall:
(f) Receive all IILA mailings sent to a full
and life member;
(g) Be able to attend all Institute meetings
upon payment of the required
fees;
(h) Not be eligible to vote or hold office;
(i) Shall not be assessed dues.
PROCEDURES FOR NEW
MEMBERSHIPS
Memberships shall be by invitation of the Institute
in the following prescribed manner:
Any full member may propose in writing a candidate
to the Membership Committee Chairman and the
Institute Secretary. The form for application
and the type of investigation made of said applicant
shall be determined by the Board of Directors.
The Membership Committee shall make a report
on each applicant. The applicant will be accepted
as a member in the Institute upon the unanimous
vote of the Board of Directors.
GRIEVANCE PROCEDURES
Any complaint against a member shall first be
investigated by the President or by any full
member so designated by the President. If the
findings of the President's investigation so
warrant, the President at his or her discretion
shall refer the same to the Grievance Committee
for review.
If after review, two - thirds of the Grievance
Committee considers that the matter may possibly
justify discipline, the member shall be notified
of the allegations against him or her. He or
she shall, at the same time, be notified o f
the opportunity for hearing to be held no less
than thirty (30) days thereafter before the
Grievance Committee with the time and place
being designated by the Grievance Committee.
The Grievance Committee upon two thirds (2/3rds)
vote way in session or by correspondence, suspend
the membership of the member involved pending
the formal hearing.
Immediately following a formal hearing time
and place as set by the Grievance Committee,
the Grievance Committee shall recommend to the
Board of Directors their findings and recommendations.
The majority vote of the Board of Directors
shall approve, modify, or disapprove the findings
of the Grievance Committee and the findings
and decisions of the Board of Directors shall
be final.
MEMBERSHIP DUES
Any members whose dues are in arrears for ninety
(90) days may be automatically dropped from
membership unless the Board of Directors is
satisfied there is a sufficient reason for such
delinquency.
ARTICLE
THREE
CODE OF ETHICS
The Insurance Adjuster may never forget his
professional status or disregard his obligation
towards:
- The Insurance industry in general;
- The insuring public; and
- His fellow adjusters and colleagues.
He must maintain the highest standards of
ethical conduct and professional practice
at
all times.
It is incompatible with his judicial function
for an Insurance Broker, Company Official, Underwriter,
Public Adjuster, Attorney, Salvor or any business
concerned with repairs or replacements in the
processing or settlement of insurance losses
to have a financial interest in the business
of an Adjuster and likewise, for an Insurance
Adjuster to have a financial interest with an
Insurance Broker, Agent, Underwriter, Public
Adjuster, Attorney, Salvor, or any other business
concerned with repairs or replacements in the
processing or settlement of insurance losses.
The Insurance Adjuster may not use his status
to attract business for personal financial gain
in a different line of business.
The Insurance Adjuster may not handle the proceeds
of salvage to his own profit or interest. In
the case of sales by private tender, the tenders
should be disclosed to the Insurers. Irregular
sales of Salvage should be expressly authorized
by the interested parties for whom the adjuster
acts. An Insurance Adjuster may not offer employment
to a member of another adjusting firm without
the knowledge and consent of the
current employer.
Improper solicitation of business is not permitted.
ARTICLE FOUR
"Robert's Rules of Order" shall be
the sole authority in all matters of parliamentary
procedure.
ARTICLE
FIVE
(a) At all meetings, except for the election
of officers, all votes shall be via voice. For
contested election of officers, ballots shall
be provided and there shall not appear any place on such ballot any mark or marking that might
tend to indicate the person who cast such ballot.
At any regular or special meeting, if a majority
so requires, any question may be voted upon
by secret ballot.
(b) Each full and life member shall have one
vote.
(c) The President may vote on any matter only
to break a deadlock vote.
(d) At all meetings of members of the corporation,
every question shall be determined by majority
of votes unless otherwise specifically provided
by the Canada Corporations Act or by these Bylaws.
A member may appoint as his proxy any other
member to vote at any annual or special general
meeting but such proxy votes may only be utilized
in the event a quorum is not present in person.
ARTICLE
SIX
The following shall be the minimum order of
business for all meetings.
1. Roll Call.
2. Appointment of parliamentarian.
3. Reading of the Minutes of the preceding meeting.
4. Reports of Committee.
5. Reports of Officers.
6. Old and unfinished business.
7. New business.
8 . Adjournment.
ARTICLE
SEVEN
The nominating committee and its chairman of
this corporation shall be appointed by the Board
of Directors and all other committees and their
chairman of this corporation shall be appointed
by the President. Their terms of office shall
be from the annual meeting to the next annual
meeting or until removed by the Board of Directors
or the President. The permanent committees shall
be as follows:
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1. Membership. |
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2. Liaison. |
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3. Nominating.
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4. Finance.
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5. Constitution
and Legislative. |
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6. Grievance. |
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7. Publication
and Publicity. |
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8. Disaster. |
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9. Convention. |
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10. Directory. |
ARTICLE
EIGHT
In the event of the absence or inability of
the President to exercise his office, the First
Vice President shall become the acting President
of the Association, with all rights, privileges
and powers vested in the duly elected President.
REGIONAL VICE PRESIDENTS
The Regional Vice Presidents are appointed to
represent the members in their respective regions.
The following is a list of duties of the Regional
Vice Presidents.
- To promote membership of the IILA within
their region.
- To assist the Treasurer and any other member
of the Board of Directors in the collection
of dues in arrears from any member within
their region.
- To contact members within their region
in regards to attending regular annual meetings.
- To maintain liaison with the Board of Directors
with regards to the insurance industry within
their respective regions such as:
(a) Market and business developments;
(b) Disasters and how they are assisted by
the adjustment industry;
(c) Changes in insurance law affecting the
industry;
(d) Business mergers which would have any
effect on the insurance industry;
(e) Any other developments within the insurance industry which would be of interest to
the members of the IILA.
- To assist the Membership Committee with
information with regards to applicants for
membership who reside within their region.
The institutes Treasurer will reimburse the
Regional Vice Presidents for reasonable out
- of - pocket expenses for communication expenses
upon request. The last amendments to these
Rules and Regulations were voted upon affirmatively
by
the Board of Directors at the mid - year meeting
in Germany on October 14, 1993.
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